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Equine Personal Liability Policy

    Coverage Summary

    Equine Personal Liability coverage is only available through Equine Insurance Specialist in conjunction with an equine mortality policy. This coverage is not available on a stand-alone basis.

    The equine personal liability policy provides coverage to an individual insured who is the owner or lessee of the horse(s) specifically named on the policy. It pays all sums which the Insured shall become legally obligated to pay third parties as damages because of bodily injury or property damage directly caused by the horses which are specifically scheduled on the policy. This policy is in no way designed to cover any commercial equine activities, which may be covered by one of the other policies we offer.

    Risks Eligible for Equine Personal Liability Include

    • Individual horse owners and lessees of leased horses who are not involved in any sort of commercial equine activity.

    Limits Offered

    • $1,000,000 / $2,000,000 - Occurrence / Aggregate

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